Boots & Sabers

The blogging will continue until morale improves...

Category: Politics – Wisconsin

Dad of School Shooter Charged with Felonies

It will be interesting to see how this plays out.

MADISON, Wis. — The father of the 15-year-old girl who opened fire at Abundant Life Christian School last December, killing two people and injuring six more is in custody, online records show.

 

[…]

 

However, evidence collected from the Rupnows’ home and further testimony from Rupnow show his child had access to numerous guns while he was aware of her ongoing mental health struggles.

According to the complaint, Rupnow told police on the day of the shooting that he had 12 guns at his home, locked in a safe. However, police allegedly only found eight of those firearms when searching the home.

 

The complaint alleges that Rupnow took one of the guns out of the safe the day before the shooting at his daughter’s request, and he later told investigators that he couldn’t remember if the gun was returned before he closed the safe back up.

 

[…]

 

Jeffrey Rupnow had previously been questioned about his daughter’s suicidal tendencies in 2021. At the time he said he didn’t take things seriously. In 2022, Madison police spoke to him about high-risk behavior the eventual shooter was engaging in on the internet.

 

When asked why he allowed his daughter to unpack and pack the gun safe, Rupnow allegedly told investigators “I didn’t feel like I needed to babysit her with this.”

In general, I am in favor of charging negligent or criminal people who facilitate someone else committing a crime – even if that other person is their kid. Details matter here, though. In this case, it appears that the dad knew his daughter was not mentally stable and still gave her free and unsupervised access to guns. If those facts are true, then it rises to the level of negligence, at least.

What I worry about is prosecutors going too far. It is not a crime to have guns in your home. It is also not a crime to have unsecured guns in your home. It is a good idea if you have small or mentally disturbed children around, but if your kids are normal, responsible teenagers, it could be perfectly acceptable to have unsecured guns in your home. For generations, this was normal behavior. We don’t want our government to criminalize the “keep” part of the 2nd Amendment.

Josh Shoemann Runs for Governor

Story from Wisconsin Right Now. You can click through to watch his announcement video.

Schoemann, 43, who is running as a Republican, is holding an event on Sunday, May 4, 2025, to officially announce his campaign against Democrat Gov. Tony Evers.

 

“I’m Josh Schoemann, and I’m running for governor,” he confirms in the video, which sketches out his bio and strikes a theme of commonality and unity through being neighbors. The tone stands in stark contrast to the very partisan rhetoric and stances lately of Evers, and Schoemann also emphasizes his deep Wisconsin roots.

Let me start by saying that, barring some unforeseen circumstance, I don’t think Shoemann has a chance.

I’ve watched Shoemann’s public career since he started because I lived in his county. He started out as a hired County Administrator. He was effective, but in that role his responsibilities were to the board that hired him. He pushed to change Washington County into a County Executive form of government where the County Executive is an elected branch of county government. The County changed the form of government and Shoemann ran for, and won, that job. He’s been the Washington County manager and executive for the last eleven years.

Shoemann has a great biography for Wisconsin. He’s a combat veteran, lives on a farm, is a practicing Lutheran, a family man, and is involved in multiple local organizations. His governing style has been traditionally conservative. He navigated the urban/rural divide of an overly large county board, sought compromises, and incrementally helped lead the county in a conservative direction. The county has managed to keep taxes comparatively low, sought efficiencies, privatized the county old folks home, encouraged private investment, and, with a few exceptions, ran a good shop.

Shoemann is the kind of Conservative that I support. Shoemann’s challenge is that there aren’t enough people like me to elect him to be governor.

Shoemann’s headwinds are substantial. First, this election will be the midterm election after a new president. This is usually an election in which the opposition party of the president does well. Trump has defied all kinds of political norms and that may be true this time too, but odds are that any Republican will struggle to win the governorship next year.

Second, Shoemann lacks statewide name recognition. This is probably why he’s starting so early, but it’s a significant uphill climb.

Third, while not certain, it is looking more likely that Governor Evers will run for a third term. If he does, then the two challenges above are amplified by running against an entrenched, well-funded incumbent.

Fourth, the last few statewide elections have taught us something. Wisconsin is a blue-leaning state. There simply aren’t enough conservatives to win statewide anymore. Since the Walker era, too many conservatives have left the state and been replaced by growth in liberal bastion of Dane County and filtering into the WOW counties. The only thing that has defeated Democrats at the state level is a coalition of Populist/Trump and Conservative voters. For a Republican to win, he or she must turn out the traditional conservative Republican base in SE and somewhat NE Wisconsin, but also turn out the more rural outstate and disaffected minority and youth votes. It’s the Trump coalition. Yes, there may be another path to victory, but this is the only formula that has worked since 2016.

Given all that, Shoemann is not that guy. As Washington County Executive, he didn’t take the big swings that would attract the Trump voters. He didn’t cancel the sales tax. He didn’t drastically reduce the property tax. He didn’t take a DOGE-like hatchet to county government. He governed like a traditional conservative. He also governed a 94% white county that, while not without challenges, certainly doesn’t face the challenges that Milwaukee County did when Scott Walker ran it.

Josh Shoemann is the kind of governor that Wisconsin SHOULD elect, but I am almost certain that they won’t.

Governor Evers Talks Tough

This has been entertaining to follow the back and forth the past few days. Notice how Scott Bauer from the AP continues to just regurgitate the spin and lies from Evers. Evers’ “guidance” was nothing of the sort. It was written as an instruction – one might even call it an order. I’m pretty sure that the Trump Administration wouldn’t arrest a sitting governor, but we can expect to see some government employees in cuffs if they follow Evers’ instructions.

MADISON, Wis. (AP) — Wisconsin Gov. Tony Evers said Friday that every American should be concerned about “chilling” suggestions from President Donald Trump’s top border adviser that he could be arrested over guidance the Democrat issued to state employees about what to do if confronted by federal immigration agents.

 

“I’m not afraid,” Evers said in the extraordinary video posted on YouTube. “I’ve never once been discouraged from doing the right thing and I will not start today.”

 

At issue is guidance Evers’ administration issued last month in response to state workers who asked what they should do if agents with U.S. Immigration and Customs Enforcement show up at their offices.

Evers’ guidance advised them to contact an attorney immediately and ask the officers to return if an attorney is unavailable. The memo also advises state workers not to turn over paper files or give ICE officers access to computers without first consulting the state agency’s attorney and not to answer questions from the agents.

Prison Warden Gets Away With Homicide

I’m certainly not a softy when it comes to crooks but making someone die of dehydration is beyond inhumane. This warden should be in jail for the rest of his life. Yet another example of our two-tier justice system.

In a move that is sure to have political repercussions, Dodge County District Attorney Andrea Will, an appointee of Democratic Gov. Tony Evers, has slashed felony misconduct charges against former Waupun Correctional Institution Warden Randall Hepp to a misdemeanor, letting him off with a $500 fine for his role in the death of inmate Donald Maier.

 

The plea deal, finalized Monday in Dodge County Circuit Court, is the latest chapter in Governor Evers’ Wisconsin Department of Corrections’ ongoing saga of mismanagement and dodged accountability.

 

Hepp, who conveniently announced his retirement just days before charges were filed in June 2024, was initially accused of felony misconduct in office, a charge that could have landed him three-and-a-half years in prison and a $10,000 fine. The allegations stemmed from the deaths of two inmates at Waupun, Wisconsin’s oldest maximum-security prison: Cameron Williams, who died of a stroke in October 2023, and Maier, who succumbed to dehydration and malnutrition in February 2024 after guards shut off his cell’s water supply. Court documents paint a grim picture: Williams, ignored after begging for hospital care, collapsed and crawled to his cell, his body undiscovered for at least 12 hours. Maier’s death, ruled a homicide by the Dodge County Medical Examiner, was a slow torture of starvation and thirst, with staff failing to provide meals or water.

 

Yet, according to a report by WLUK, Will justified the reduced charge by claiming Hepp was “well respected” within Evers’ Department of Corrections and unaware his guards were flouting policy Hepp pleaded no contest, and Judge Martin Devries, an appointee of former Republican Governor Scott Walker, ordered the $500 fine and court costs, requiring Hepp to pay within 48 hours and submit a DNA sample. Maier’s mother, Jeanette, called the sentence a “slap on the wrist,” lamenting that her son was “treated worse than a caged animal.”

Ah, Eduardo… We Barely Knew Thee

But we knew enough. This is the upstanding “migrant” that the Left and Judge Dugan are so worked up about.

He was previously removed from the U.S. through Arizona in 2013, authorities say.

 

The complaint charges Ruiz with domestic-violence-related battery and says that he told police that there was a fight that arose because he was playing loud music.

 

He was accused of intentionally elbowing a woman, causing her pain and bruising. Ruiz was also accused of striking his roommate 30 times with a closed fist and shouting obscenities when the man confronted him about the music, the complaint says. The roommate’s girlfriend tried to intervene, and Ruis struck her with a closed fist too and shoved her, the complaint says. He is also accused of grabbing the roommate by the neck.

Despite Evers’ “Year of the Kid,” Government Education is Failing Them

I feel like I’ve been shouting about this for decades and nobody in government has ever expressed real concern. The government-education complex is just about funneling gobs of money to political-favored groups of people… the kids be damned.

The Department of Public Instruction on Monday released the scores from several years of the state’s Forward Exam, which is the state test taken mostly by kids in elementary school and junior high.

 

“The Forward Exam, revised extensively and administered during the 2023-24 school year, was updated to align with newer, revised Wisconsin Academic Standards in English language arts and mathematics,” DPI said in its announcement. “Given the differences between the previous and updated Forward Exam ELA and mathematics assessments, the trend data should be interpreted with caution.”

 

DPI’s release includes hundreds of pages of school-by-school test results, but it does not include any overall numbers. Parents would need to look for their kids’ school, broken down by year, and then look to compare those scores with earlier years.

 

Will Flanders, an education expert for the Wisconsin Institute for Law and Liberty, said any parents who do that will see the Wisconsin school kids continue to fall behind.

 

“To the surprise of no one, [the test scores] reveal that student proficiency is still down since the COVID 19 pandemic. Proficiency is about 3.61% lower in third grade reading statewide than the 2018-19 school year,” Flanders wrote on Twitter.

 

He also said the test scores show the DPI lowered the bar for kids.

FBI Investigates Milwaukee Judge for Obstruction

Well, well, well. Recognize where we are.

EXCLUSIVE: Milwaukee County Circuit Court judge Hannah Dugan is under FBI investigation for allegedly helping an illegal immigrant defendant evade ICE agents who came to arrest him in her courtroom during a hearing Friday morning.

 

The defendant’s attorney was made aware of the arrest and told Dugan’s clerk, who then told Dugan. She allowed the defendant to hide in her jury room (which is normally off-limits to everyone except the judge and members of the jury).

 

The ICE agents presented their warrant to Chief Judge Carl Ashley, who sent them back to Dugan’s courtroom to arrest the defendant.

 

The FBI was notified about Dugan’s apparent obstruction of justice and is currently investigating.

Leftist Supreme Court Empowers Dictatorial Government

The people of Wisconsin voted for an activist leftist court that would undermine representative government and advance dictatorial rule. And here we are. One might remind Leftists that there may one day be a Republican governor who will use this power against their agenda, but they don’t care. This is where Leftists are better than Conservatives about wielding power. They wield it with no apologies and no consideration for anything other than the immediate gain.

In case you missed it, the liberal justices on the Wisconsin Supreme Court just allowed Tony Evers to raise taxes for the next 400 years.

 

That’s not a typo.

 

The court ruled 4-3 on April 18, 2025, that the Democratic governor had the authority to use a partial veto in 2023 to lock in school spending increases through 2425 by deleting a hyphen and a couple of numbers.

 

[…]

 

In his dissent, Hagedorn accused the liberal justices of turning the executive branch into a super legislature.

 

“How does a bill become a law? According to the majority, one option looks like this: The legislature passes a bill in both houses and sends it to the governor. The governor then takes the collection of letters, numbers, and punctuation marks he receives from the legislature, crosses out whatever he pleases, and — presto! — out comes a new law never considered or passed by the legislature at all,” Hagedorn wrote. “And there you have it — a governor who can propose and enact law all on his own.”

WI School Districts Whine After Making Terrible Decisions

This is happening all over Wisconsin. I saw a post about Port Washington schools having the same problem.

This is a recent board deck from the West Bend School District (thanks to the local resident who sent it to me). They hired 60… SIXTY… people with “free” federal Covid slush fund money. This is a district that has had declining enrollment for the better part of a decade and is projected to continue to have declining enrollment for another decade.

And yet, when someone came around with free money, they found a way to spend it by padding their staff with useless (I say “useless” intentionally) staff. How many of those staff members are friends of family of existing staff members? How many are doing jobs that have absolutely zero impact on student performance? The decision to hire these people was a terrible decision and a complete waste of money. How can I tell? The West Bend School District’s student performance has not improved. That is the #1, #2, and #3 goals of a school district – to educate kids. If adding these people did not positively impact educational outcomes, then it was a waste of money.

Now that money is finally going away and school districts all over Wisconsin – bolstered by the bleating of Governor Evers – are whining and crying about “cuts.”

Get bent.

They never should have wasted that money in the first place and the fact that these people should now all be fired is 100% the responsibility of the idiots who made the decision to hire them in the first place. The vast majority of Wisconsin’s school districts are terribly run and should not be rewarded for their mismanagement.

A Few Early Election Thoughts

Well, darn. It looks like the liberal will win the Supreme Court race. This will have terrible, long-term impacts on Wisconsin. The more pro-education candidate may yet win the DPI race. We’ll see. That would be a marginal improvement, but a win is a win. Thankfully, the Voter ID Amendment will pass. Huzzah. A few thoughts…

Wisconsin is a liberal state. It just is. It leans liberal by 5%-10%. Yes, those people are crammed into a few areas, but there are more of them. It was more even ten years ago, but migration (conservatives out to low tax states and liberals in to work/school in Madison) has changed it. A Conservative like Walker is unlikely to win a statewide race any time soon. A populist like Trump can pull it off.

The Supreme Court race was completely nationalized. This needed to happen for Schimel to have a chance, but it also obliterated the dynamic of a race about issues. It wasn’t about a liberal court usurping power and turning back the clock by illegally invalidating Act 10, Wisconsin’s abortion law, redistricting, etc. etc. etc. It became Pro Trump v. Anti Trump. And while Trump won Wisconsin a few months ago, it was against perhaps the second worse presidential candidate of all time. Crawford was even able to blunt the correct attack on her as a weak-on-crime liberal judge with a bunch of lies about Schimel’s record.

The liberals have won the recent supreme court elections with a proven formula. They run a woman. The abortion issue favors them and the liberal court smartly kept that issue alive for this election. And they overtly promise things to constituent groups – kill School Choice to the teachers; kill Act 10 to the unions; gerrymander districts for the Dem machine; who knows what else. Yes, she had proxies make the promises to keep her hands clean, but promises were made. You can hate the new rules or you can play by them.

The state Republican leadership needs to go. All of them. And they need to move the state party HQ out of Madison to a red area. They have one job – to win elections – and they suck at it. If they are going to get serious about winning elections, they need to absolutely gut the state party and get some competent people in there.

It is going to be interesting to see what happens to the voting patterns in a post-Trump era. He has a unique ability to activate the liberal base. I suspect that will get more difficult for Democrats when Trump is no longer on the scene, but that is likely several years away.

I’m disappointed in you, Wisconsin, but I understand you.

Poll Shows Supreme Court Race in Dead Heat

Interesting.

I think everybody, including me, thought that Crawford was significantly ahead as recently as ten days ago. There is generally a structural 5%-10% structural advantage for liberals in Wisconsin in non-presidential elections. Crawford seemed to be cruising. Then, I think two things happened.

First, and most obviously, Republicans successfully nationalized the race with a Trump endorsement and Musk stepping in to support Schimel. This countered the money advantage of the liberals and began to activate the Trump base – which is not reliable in off-cycle elections.

Second, and more subtlety, the race for DPI began to narrow. The DPI has long been a fiefdom of the liberal teachers’ unions. It almost didn’t matter who ran against the union candidate, because they could turn out the votes in an April election to swamp anyone. But this year is different. The incumbent Jill Underly has been an abject failure. So much so that the normally Blue Wall of support is fractured. Governor Evers is tepid. Much of the Black electorate in Milwaukee is frustrated with her apathy toward educating black kids in their city. Even the liberal Madison State Journal endorsed her challenger, Brittany Kinser.

Kinser is a Democrat, but she has run as an open-minded education advocate. She reached out to Republicans, Conservatives, School Choice supporters, and others who passionately support education, but have been ignored by DPI for decades. She touched a nerve. Kinser’s campaign has brought out people to vote who are motivated by education, but not as motivated by a judicial race.

All of this has moved the momentum toward Schimel and Kinser. It’s not a pure Red coalition. It is a coalition of Conservatives, Populists, MAGA, parents, and people terrified of their property taxes skyrocketing when a liberal court strikes down Act 10. But while the momentum has clearly shifted, that doesn’t mean that the liberals won’t still win. Schimel and Kinser have a significant uphill climb to win, but I would rather be them right now than Underly or Crawford.

Get out and vote tomorrow if you haven’t already. This race will be razor tight. Every vote matters.

Tony Evers Backs Lower Educational Standards for Kids

He was never for the kids. He is always for the government bureaucracy. Always. Every. Singe. Time. Meanwhile, more and more Wisconsin kids will be disadvantaged because they can’t read, write, or do math like they should.

Gov. Tony Evers on Friday vetoed the legislation that would have restored learning standards and report card scores in the state.

 

“For many reasons, this is an untenable result for kids, for schools, and public education in Wisconsin,” Evers said in his veto message. “Most importantly, metrics for school scores and standards should be based on science, data, doing what’s best for kids, and improving student outcomes, not the whims of legislative party control or what is politically palatable for lawmakers in the legislature.”

 

The legislation would have restored Wisconsin’s standards to what they were the year before COVID, and realigned them with the Nation’s Report Card.

 

Wisconsin State Superintendent Jill Underly ordered the standards changed last fall. She claimed she made the change to “better reflect” what Wisconsin school kids are actually learning.

Governor Evers Proposes Massive Tax Increase Budget

Wow. He’s not even pretending any more.

The latest look at Gov. Tony Evers’ budget puts a price tag on just how much the governor hopes to get out of tax and fee increases, as well as new “collections” from the state.

 

The Legislative Fiscal Bureau released the report Monday.

 

“In summary, the changes included in the Governor’s budget would increase net taxes by $2,223,493,200, and would increase net fees by $356,301,800,” the LFB wrote. “In addition, it is estimated that measures…to enhance the collection of current taxes would generate an additional $189,420,400.”

 

“Gov. Evers told all of us during his budget address in February that he was going to cut taxes. Yet, about a month later, we are now finding out the actual truth: Gov. Evers’ budget proposal is irresponsible and unsustainable,” Sen. Patrick Testin, R-Stevens Point, said on Monday. “The good news is Legislative Republicans won’t let that happen and will work hard to craft a fiscally-responsible budget that both addresses our state’s priorities and delivers meaningful tax relief.”

 

LFB reported that Gov. Evers is proposing 14 different tax increases, and 28 proposed tax decreases.

Republicans Propose Penalties for MPS

There’s no way this won’t be vetoed by Governor Evers. There is no amount of illegal or crappy behavior that Evers won’t accept from a public school. Heck, Evers doesn’t even care that almost no black kids who attend MPS can read or write at grade level. Why would he care about the kids’ safety? This being the case, Republicans should go big.

Proposed legislation would penalize the Milwaukee Public Schools if the district cancels plans to place police officers inside school buildings. (Photo by Isiah Holmes/Wisconsin Examiner)

Republican lawmakers are proposing a law that would financially penalize the Milwaukee Public Schools (MPS) and the city of Milwaukee if they stop complying with a state law that requires police officers in schools.

 

The bill, coauthored by Rep. Bob Donovan (R-Greenfield) and Sen. Van Wanggaard (R-Racine), comes after months of noncompliance with state law by the school district. Wisconsin Act 12, which provided a boost in funding to local governments, included requirements that Milwaukee Public Schools place 25 school resource officers — sworn police officers assigned to schools.

Voters Sue Over Uncounted Ballots

Since WEC is incapable of holding election officials accountable for their incompetence or malfeasance, voters will have to do it through the courts.

MADISON, Wis. (AP) — Four Wisconsin voters whose ballots were not counted in the November presidential election initiated a class-action lawsuit Thursday seeking $175,000 in damages each.

 

The voters were among 193 in Madison whose ballots were misplaced by the city clerk and not discovered until weeks after the election. Not counting the ballots didn’t affect the result of any races.

 

The Wisconsin Elections Commission investigated but did not determine whether Madison Clerk Maribeth Witzel-Behl failed to comply with state law or abused her discretion.

 

She didn’t notify the elections commission of the problem until December, almost a month and a half after the election and after the results were certified on Nov. 29.

 

The goal is to reinforce and strengthen the right to vote in Wisconsin, said attorney Jeff Mandell, who is general counsel of Law Forward, which filed claims against the city of Madison and Dane County on Thursday.

Tony Evers Renames “Mother” to “Inseminated Person”

How insulting.

MADISON, WI (WSAU) – Wisconsin Governor Tony Evers’s office introduced a bill on Friday afternoon that would change the way a Wisconsin state law addresses biological women and men.

 

According to the bill known as 2025 Senate Bill 45, which was first reported on by conservative radio host Dan O’Donnell, Section 3106 contains numerous examples of terms such as wife, husband, mother, and father being crossed out and removed in favor of terms like spouse, person, and even inseminated person.

The word “mother” is not just a biological designation. The word is pregnant with cultural meaning connoting love, protection, caring, family leadership, and so much more. When someone carries the title of “mother”, they carry much more than the simple biological fact that someone else inseminated them. How insulting it is to a woman and mother to diminish her importance to only being something that a man did to her. Women are not livestock. Mothers are not just inseminated persons.

Mauston School District Voters Raise Their Taxes

Sigh… and people wonder why Wisconsin is still a tax hell.

Here’s something worth pointing out. Remember that the Mauston School District put this exact same referendum on the November 5th ballot – a high-turnout presidential election where one could get the input of the most voters. In that election, the referendum failed:

Mauston School District Operational Referendum

No 2,635 Yes 2,566

Notice the vote total. 5,201 voters. 5,201.

The school district turns around and put the exact same referendum on the February ballot – one of the historically absolute lowest turnout elections Wisconsin has. Why? Because it’s a non-partisan primary election with very little on the ballot and immediately after a presidential election where there is voter fatigue.

The turnout today?

3,078

That’s 40% fewer voters

We need referendum reform at the state level to prevent predatory school districts from shopping for low-turnout elections to get unpopular referendums passed. Three simple reforms would make a huge difference:

  1. A school district can only ask for a referendum once per board election. This is usually every 2 years, but sometimes once a year. That way the same elected board can’t keep going back to the well without facing the voters.
  2. A referendum that is rejected by the voters may not be resubmitted in the same form to the voters withing 5 years.
  3. Operational referendums are only valid for one board cycle. Then they must be resubmitted to the voters for continuance.

Wisconsin GOP Proposes to Reverse Dumbing Down of School Benchmarks

Yes, they should absolutely do this.

Republican lawmakers plan to introduce a bill aligning state education test scores with national standards after Department of Public Instruction Superintendent Jill Underly made controversial changes last year.

 

Each year, Wisconsin elementary school students take the Forward exam and high school students take the ACT. For many years, the categories were labeled “advanced,” “proficient,” “basic” and “below basic.”

 

The DPI recently changed the standards for the Forward Exam by renaming the levels of student achievement and lowering the scores to reach each category, increasing the number of students who score in higher categories. The new labels are “advanced,” “meeting,” “approaching,” and “developing.”

 

The category changes have been met with criticism from Republicans and even Democratic Gov. Tony Evers. It also means the test is no longer aligned with the National Assessment of Educational Progress.

Look to California Fires for Why Evers’ Mob Rule Proposal Should be DOA

As we pray for those impacted by the fires in L.A., we also know that many of those who are losing their homes and possessions do not have fire insurance. One of the main reasons is that insurers have been prohibited from charging premiums that reflect the risk. Many of these people live in an area that has a historically high risk for fire and the increased urbanization and poor fire management policies has increased that risk. Despite this, insurers can’t increase premiums enough to make insuring those people viable. Why?

Proposition 103, approved by California voters in 1988, requires the “prior approval” of the state’s insurance regulator before insurance companies can implement property and casualty rates, including homeowner’s insurance.

 

“California has a consumer-friendly approach with Proposition 103, and the insurance industry hates it,” said Kenneth Klein, a California Western School of Law professor and expert on natural disasters.

 

Added Klein, “The insurance industry has been battling that proposition for a long time.”

 

Under Proposition 103 and other California insurance regulations, property and casualty insurance companies cannot take all the losses associated with one event, such as this year’s wildfires, and then simply put them onto next year’s rates. The state requires a longer-term trend, not a one- or two-year disaster impact.

California’s prop 103 did a few things to cap insurance premiums. It restricted insurers from passing on the cost of individual events by requiring them to only factor in the historical trend. It also prohibited insurers from creating risk models for the future. They were only allowed to look at historical data. Well, what happens when insurance customers are looking at future weather patters, the effect of urbanization, and policy choices that increase risk? Doesn’t matter. The insurers can’t use that data to set rates.

If insurers are looking at real actuarial data that calculates a risk and the premiums necessary to insure that risk, but they are not allowed to use that data or charge those premiums, what is the rational decision? They stopped insuring people, of course. Since Prop 103 was passed, numerous insurers have left California completely and many more dropped customers if the insurers couldn’t charge a rate that made insuring them worth it.

It’s gotten so bad, that California actually changed the rules at the beginning of this year to try to alleviate it.

The regulations that take effect Jan. 2 arose out of a broad agreement Lara reached with the industry that gave insurers regulatory concessions, including the use of the computer models, in exchange for a commitment by large insurers such as State Farm, Farmers and Allstate to write policies in neighborhoods prone to wildfires equivalent to 85% of their statewide market share. That would mean, for example, an insurer with a 10% share of the state’s homeowners insurance market would have to cover 8.5% of the homes in riskier neighborhoods as identified by the department. No such requirement currently exists.

It’s a cockamamy scheme cooked up by bureaucrats that probably won’t work in getting a significant number of additional people insured, but the story is that even in California, they realized that they have made it economically inviable for insurers to provide homeowners insurance and they are trying to do something about it.

All this to point out that here in Wisconsin, Governor Tony Evers is proposing that Wisconsin adopt direct ballot measures like California. Prop 103, which is leaving thousands of Californians uninsured and homeless, was one of these direct ballot measures. It was an idiotic policy that passed on an emotional wave of ignorance and hate of insurance companies stirred up by activists.

No, we don’t want this here in Wisconsin.

Evers Proposes Mob Rule

If you want to see why this is a bad idea, you need not look any further than California. A Republic with representative government is the least bad form of government. Straight democracy is mob rule. Thank goodness this proposal is DOA.

Wisconsin Gov. Tony Evers’ plan to let voters repeal and create state laws without legislative involvement met opposition on Monday from Republican leaders of the Legislature, who signaled that the idea is likely to be rejected for a second time.

 

[…]

 

Evers said on Friday that the state budget he plans to unveil next month will include a mandate that legislators take up a constitutional amendment allowing voters to petition for ballot proposals to repeal state statutes and create new ones. Evers made a similar proposal in 2022 for voters to repeal the state’s 1849 abortion ban, but Republicans killed the plan.

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