Good for them! For those small businesses who are being threatened by their insurance company if they open, I’d suggest that you take your business elsewhere. These insurance companies are willing to cover the big box stores. If they don’t want your business, then don’t give it to them. Bear in mind that the insurance companies are flush right now because claims are way down. They are still taking your premium checks. They should cover you opening your business.
“It is really hurting business and it will take months to recover. I’ve fielded over 40 calls from customers asking if we’d reopen,” Mallow said. “We’ve been able to pay our bills.
Hattori said she thinks “the whole insurance thing is really poor information.”
“I talked to another business owner and asked them if they had actually talked to their insurance agent. She said no. I feel fear is just perpetuating insurance fears. So there’s no insurance issues whatsoever. As long as you pay your premiums you are insured,” Hattori said.
“If you got to Walmart they are insured. In my shop if you want to buy yarn why would my insurance have anything to do with it? The safety factor is like tenfold more serious in a store like that. In my shop there is no fear. I am a small business owner; why would I want to put my customers at risk, put myself at risk? Without customers I don’t have a business. If I don’t have fear my customers don’t need to have fear. If people are sick I think most people stay home when they are sick anyway.”