Anything that removes the third party from the Dr./Patient relationship is a step in the right direction. And the more that health insurance is relegated to insurance, and not a healthcare maintenance plan, the better.
Doctors who let patients or their employers pay a monthly fee for primary care, outside of health insurance, could continue the arrangements free from insurance regulations under a proposed bill in Wisconsin.
In direct primary care, a national trend with mixed financial success, people pay $20 to $100 a month or more for unlimited primary care services, such as routine visits and lab tests.
Many of the patients carry high-deductible or catastrophic health insurance to cover major medical expenses.
The model helps patients with significant deductibles afford primary care and frees up doctors from paperwork, said Rep. Joe Sanfelippo, R-New Berlin, who is seeking sponsors for the bill, along with co-sponsor Sen. Chris Kapenga, R-Delafield.
“It cuts out any government bureaucracy, or an insurance company, from being in the middle of that relationship,” said Sanfelippo, head of the Assembly’s health committee.